Pawnshop 12.3.3

Pawnshop is an easy-to-use program for automating operational accounting in a pawnshop.

• The scheme of accrual of interest for the actual period of use of the loan.
• The possibility of accounting for interest before repurchase (including expected interest).
• A report has been implemented that generates data for a report on the activities of a pawnshop in the Central Bank of the Russian Federation.

The mortgagor pays interest to the pawnshop for using the loan (for the actual number of days):

• interest for using the loan - from the loan amount,
• interest for storage - from the assessment amount.

At the same time, the entire period of use can be divided into 2 intervals: the number of days under the contract and after (grace period), respectively, for these periods, you can set different interest rates for the loan within one ticket. It is possible to set different percentages or the number of days under the contract from ticket to ticket when filling it out. It is also possible to automatically put down interest in the case when the amount of interest for a loan depends on the loan amount, the number of days under the contract or the type of collateral.